<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:ifp="http://www.ifactory.com/press" ifp-element-xpath="/*[local-name() = 'urlset' and namespace-uri() = 'http://www.sitemaps.org/schemas/sitemap/0.9']"><ifp:contentType>CHAPTER</ifp:contentType><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781847207678/About_this_researchreview.xml</sm:loc><ifp:title>About this Research Review</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781847207678/intro.xml</sm:loc><ifp:title>Review Article</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781847207678/recommendedreadings.xml</sm:loc><ifp:title>Recommended Readings</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781847209832/About_this_researchreview.xml</sm:loc><ifp:title>About this Research Review</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781847209832/intro.xml</sm:loc><ifp:title>Review Article</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781847209832/recommendedreadings.xml</sm:loc><ifp:title>Recommended Readings</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781848441675/About_this_researchreview.xml</sm:loc><ifp:title>About this Research Review</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781848441675/intro.xml</sm:loc><ifp:title>Review Article</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/Research_Reviews/9781848441675/recommendedreadings.xml</sm:loc><ifp:title>Recommended Readings</ifp:title><sm:lastmod>2025-09-12</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00002.xml</sm:loc><ifp:title>Copyright</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00002.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Copyright</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00003.xml</sm:loc><ifp:title>Contents</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00003.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Contents</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00004.xml</sm:loc><ifp:title>Contributors</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00004.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Contributors</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00005.xml</sm:loc><ifp:title>Foreword</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00005.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Foreword</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00006.xml</sm:loc><ifp:title>Introduction</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00006.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Introduction</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00007.xml</sm:loc><ifp:title>The Entrepreneurial Climate at Universities: The Impact of Organizational Factors</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00007.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Entrepreneurial Climate at Universities: The Impact of Organizational Factors</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00008.xml</sm:loc><ifp:title>Overcoming Critical Junctures in Spin-off Companies from Non-elite Universities: Evidence from Catalonia</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00008.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Overcoming Critical Junctures in Spin-off Companies from Non-elite Universities: Evidence from Catalonia</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00009.xml</sm:loc><ifp:title>Benefiting from Publicly Funded Pre-Competitive Research: Differences between Insiders and Outsiders</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00009.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Benefiting from Publicly Funded Pre-Competitive Research: Differences between Insiders and Outsiders</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00010.xml</sm:loc><ifp:title>A Feminist Inquiry into Entrepreneurship Training</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00010.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>A Feminist Inquiry into Entrepreneurship Training</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00011.xml</sm:loc><ifp:title>Knowledge and Experience in the Internationalization of Knowledge-Intensive Firms</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00011.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Knowledge and Experience in the Internationalization of Knowledge-Intensive Firms</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00012.xml</sm:loc><ifp:title>The Nature of International Relationships and Performance: Policy Implications from the Case of Globally Integrated Small Firms</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00012.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Nature of International Relationships and Performance: Policy Implications from the Case of Globally Integrated Small Firms</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00013.xml</sm:loc><ifp:title>Exploring Entrepreneurial Exits: A Study of Individual Exit Experiences in Finland and the UK</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00013.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Exploring Entrepreneurial Exits: A Study of Individual Exit Experiences in Finland and the UK</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00014.xml</sm:loc><ifp:title>The Virtualization Potential of SME Networks: An Exploratory Investigation</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00014.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Virtualization Potential of SME Networks: An Exploratory Investigation</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00015.xml</sm:loc><ifp:title>Knowledge and Organizational Entrepreneurship: A Relational Perspective</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00015.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Knowledge and Organizational Entrepreneurship: A Relational Perspective</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00016.xml</sm:loc><ifp:title>The Impact of Legitimacy Building Signals on Access to Resources</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00016.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Impact of Legitimacy Building Signals on Access to Resources</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00017.xml</sm:loc><ifp:title>Antecedents of the Entrepreneurial Orientation of the Firm: The Case of St Petersburg, Russia</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00017.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Antecedents of the Entrepreneurial Orientation of the Firm: The Case of St Petersburg, Russia</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00018.xml</sm:loc><ifp:title>Entrepreneurial Orientation and Performance in Micro-sized Firms: Comparing Agricultural and Non-agricultural Firms</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00018.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Entrepreneurial Orientation and Performance in Micro-sized Firms: Comparing Agricultural and Non-agricultural Firms</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00019.xml</sm:loc><ifp:title>Entrepreneurship in Urban and Rural Switzerland: Similar or Worlds Apart?</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00019.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Entrepreneurship in Urban and Rural Switzerland: Similar or Worlds Apart?</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00020.xml</sm:loc><ifp:title>Index</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849803793/9781849803793.00020.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Index</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00002.xml</sm:loc><ifp:title>Copyright</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00002.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Copyright</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00003.xml</sm:loc><ifp:title>Contents</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00003.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Contents</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00004.xml</sm:loc><ifp:title>Contributors</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00004.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Contributors</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00005.xml</sm:loc><ifp:title>Preface</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00005.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Preface</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00006.xml</sm:loc><ifp:title>The Academic View Up Front: Towards a New Macroeconomics</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00006.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Academic View Up Front: Towards a New Macroeconomics</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00008.xml</sm:loc><ifp:title>The Euro’s Role on the World Stage</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00008.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Euro’s Role on the World Stage</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00009.xml</sm:loc><ifp:title>The Euro’s Contribution to Economic Stability in CESEE</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00009.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Euro’s Contribution to Economic Stability in CESEE</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00011.xml</sm:loc><ifp:title>Serbia: On the De-euroization Road to the Euro</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00011.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Serbia: On the De-euroization Road to the Euro</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00012.xml</sm:loc><ifp:title>A Case for Rapid Euro Adoption?</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00012.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>A Case for Rapid Euro Adoption?</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00013.xml</sm:loc><ifp:title>The Czech Republic on its Way to the Euro: A Stabilization Role of Monetary Policy Revisited</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00013.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Czech Republic on its Way to the Euro: A Stabilization Role of Monetary Policy Revisited</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00014.xml</sm:loc><ifp:title>Preparing for Euro Adoption</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00014.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Preparing for Euro Adoption</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00016.xml</sm:loc><ifp:title>The Euro Area: A Shelter? Estonia’s Perspective</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00016.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Euro Area: A Shelter? Estonia’s Perspective</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00017.xml</sm:loc><ifp:title>Slovakia’s Experience with the Euro</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00017.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Slovakia’s Experience with the Euro</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00018.xml</sm:loc><ifp:title>Currency Substitution in the Economies of Central Asia: How Much Does it Cost?</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00018.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Currency Substitution in the Economies of Central Asia: How Much Does it Cost?</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00019.xml</sm:loc><ifp:title>The Euro as a Safe Haven Asset in Central, Eastern and South-Eastern Europe</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00019.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Euro as a Safe Haven Asset in Central, Eastern and South-Eastern Europe</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00021.xml</sm:loc><ifp:title>Economic Divergence Within the Euro Area: Lessons for EMU Enlargement</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00021.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Economic Divergence Within the Euro Area: Lessons for EMU Enlargement</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00022.xml</sm:loc><ifp:title>Facts and Lessons from Euro Area Divergences for Enlargement</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00022.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Facts and Lessons from Euro Area Divergences for Enlargement</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00023.xml</sm:loc><ifp:title>Revisiting the European Financial Supervisory Architecture – Lessons from the Crisis in Emerging Europe</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00023.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Revisiting the European Financial Supervisory Architecture – Lessons from the Crisis in Emerging Europe</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00024.xml</sm:loc><ifp:title>Overconfidence as a Cause of Crisis: The Case of Ukraine</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00024.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Overconfidence as a Cause of Crisis: The Case of Ukraine</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00026.xml</sm:loc><ifp:title>The Russian Banking Sector One Year After the Crisis Began</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00026.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>The Russian Banking Sector One Year After the Crisis Began</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00027.xml</sm:loc><ifp:title>Post-crisis Business Models of Banks in CEE – The Case of Raiffeisen</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00027.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Post-crisis Business Models of Banks in CEE – The Case of Raiffeisen</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00028.xml</sm:loc><ifp:title>Post-crisis Business Models of Banks in CEE – The Case of Intesa Sanpaolo</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00028.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Post-crisis Business Models of Banks in CEE – The Case of Intesa Sanpaolo</ifp:title></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00029.xml</sm:loc><ifp:title>Index</ifp:title><sm:lastmod>2025-09-14</sm:lastmod></sm:url><sm:url xmlns:sm="http://www.sitemaps.org/schemas/sitemap/0.9"><sm:loc>https://www.elgaronline.com/display/edcoll/9781849804363/9781849804363.00029.pdf</sm:loc><sm:lastmod>2025-09-14</sm:lastmod><ifp:title>Index</ifp:title></sm:url></urlset>
